Commercial Lending & Real Estate Transaction Attorneys

Diligent Virginia Lawyers for Real Estate and Commercial Transactions

High-stakes commercial transactions can be difficult to navigate by yourself. Whether you want to negotiate a refinancing agreement, finalize a real estate purchase, or attain a commercial line of credit, you can always benefit from a second set of eyes on a contract. A commercial lending and real estate attorney can provide you with valuable representation through complex transactions.

At Parthemos, Curran, Buelow and Polizzi, PLLC, we offer comprehensive legal services to help address your needs. Attorney Kate Polizzi has over a decade of experience assisting clients with real estate lending and corporate transactions. When you work with our firm, you will receive one-on-one attention from our legal professionals as we negotiate for a favorable outcome on your behalf.

Real Estate Transactions

At Parthemos, Curran, Buelow and Polizzi, PLLC, we represent homebuilders, borrowers, and lenders in real estate transactions. Our attorneys can assist with title searches to make sure the property is free of any encumbrances that would grind negotiations to a halt. Moreover, we can also assist with closing on a property to finalize a purchase, compiling and filing all of the relevant documents to ensure a smooth transition of ownership.

For commercial real estate transactions, we can help draft leases or negotiate sale agreements, working to protect your best interests. Attorney Polizzi has represented a diverse clientele of local, regional, and national lenders in real estate transactions, working out favorable construction loans and acquisition agreements. Regardless of whether you are buying or selling a commercial property, we can review the terms of the transaction on your behalf and address any sources of liability.

Loan Restructuring

Your financial circumstances are always subject to change, and sometimes, changing circumstances necessitate a re-negotiated loan. At Parthemos, Curran, Buelow and Polizzi, PLLC, we can help you restructure or refinance a loan through negotiations with the lender. These modifications can make debts like mortgages, equipment loans, and commercial loans more manageable.

If you want to modify an existing loan that you have fallen behind on, you could turn to debt restructuring to avoid declaring bankruptcy. Our attorneys can draft a restructured loan agreement, potentially extending your repayment schedule or swapping out debt for equity.

In other cases, it may be more appropriate to apply for a new loan altogether. This gives borrowers more flexibility with the terms of the loan, such as a lower interest rate or monthly payment. At Parthemos, Curran, Buelow and Polizzi, PLLC, our legal professionals can take the initiative in negotiations, breaking down complex legal jargon into understandable terms for all parties.

Commercial Lines of Credit

If you want convenient access to capital to grow your business, you might consider applying for a commercial line of credit. This can be incredibly helpful for covering regular expenses like payroll and inventory.

In this borrowing agreement, you have access to a limited amount of funds that can be spent at your discretion. Rather than a regular repayment schedule, you can pay a line of credit like you would a credit card, with varying interest rates.

Depending on the terms of the agreement, you may have to put up collateral as security for the lender if you are unable to pay back the borrowed money. This collateral makes the line of credit "secured" and therefore safer for the lender. Secured lines of credit tend to come with higher borrowing amounts and lower interest rates than unsecured loans.

At Parthemos, Curran, Buelow and Polizzi, PLLC, we can represent you during negotiations for a commercial line of credit. If you are the lender for a proposed line of credit, we can assess the borrower's ability to pay back the debt and inform you of potential liabilities.

Meet With our Commercial and Real Estate Transactions Lawyer

At Parthemos, Curran, Buelow and Polizzi, PLLC, our attorneys are here to look out for your best interests. Our commercial transaction lawyers can provide you with counsel and representation, working to protect your financial stability. To schedule a consultation, call our offices at 540-662-4222 or contact us online today.